Moving back home vs. Finding a new place on my own
My one-year lease is up in June and I need to decide: do I move back home with my parents or try and find another rental on my own. Staying in my current studio is not an option - I don't like my neighbors.
Moving back home, I can pay off my credit card debt in three months flat (where as it would take me over a year to pay it off if I have to pay rent). After that I won't be tied down to my job that I dislike. My cats will have more room to roam the house. I can begin to afford big-ticket purchases such as a new bed and TV.
My father and I fight a lot. We get into yelling matches that upset both my mother and my brother. His mere presence stresses me out to no end, and I have only the tiniest of bedrooms to where I can retreat. I'd love to keep my queen size bed, but I'll probably have to sell it off. I also love to cook and keep a neat kitchen with all my organized tools, but the kitchen at my parent's house is filthy and my tools are sure to be lost or broken.
Pro arguments
The satisfaction of doing it on your own = priceless
Get your own place before your lease expires. You'll feel more accomplished being able to maintain your independence and freedom in living your own life (with your own standards of living). You probably won't actually pay down your debt as quickly as you think you would either because you'll be tempted by your newly "disposable income" and you already have plans to buy big-ticket items.
move back home temporarily
Move back home and suck-it up, spend a lot of time outside of the house so you won't have to argue with your dad. I've been living with my parent's in law for a year and have paid off all of my debt, it feels good, getting ready to move on now..
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