Pro Con List to help decide whether he's worth it

1)He has been divorced for 4 years and has joint custody over their 6 year old son.
2) He has an ex wife who he still sees a coule times a week while dropping off his son.
2) He communicates often with his ex about his son on a daily
3) His relationship with his ex is too close and they don't have any boundaries. He talks to his ex wife about her marriage and if they are having marital problems. He also talks about our problems. The ex wife has shown lingerie pictures of herself that she got for her new husband for valentines day to my boyfriend.
4) He has an adorable 6 year old son who he doens't want me to meet unitl we are engaged and getting married.
5) Joint custody of his son - it only leaves us with half the time to plan dating and qulaity time just betwen the couple. The problem is that this time has left us one night to date during the week.
6) He hasn't taking me on a real date in over 2 months.
6) The son has a false hope that his Dad will one day move into the house with his Mom and Stepdad
7) He hasn't thought about how he would ever introduce his son to any woman in his life.
8) He refers to me as a "friend" while he's on the phone in front of his son.
9) When he gets off the phone with me he lets his son think he was on the phone with the mom to prevent disappoinment to the son.
10) It seems like he uses his son to have some control in the mother's relationship.
11) He has major financial problems and had repeatedly asked me to loan him money to make his rent. I have now loaned him $9700 dollars.
12) He went bankruptcy a year ago (before I met him)
13) He has less drive and motivation than I do
14) He makes less income than I do and he has no 401k plan
14) We we get in arguments it's always his way only